Bosetti v. US Life Insurance

Description

Plaintiff Linda Bosetti was an employee of the Palos Verdes Peninsula Unified School District until 2003, when she activated her disability policy citing that fibromyalgia, lower back pain, depression and fatigue made her unable to work.

Her insurer terminated her payments after two years citing a limit on coverage for mental and nervous conditions and anticipating her ability to return to work.

Bosetti alleges her insurer failed to take adequate steps to determine if she could in fact return to work, and that she remained completely disabled when her policy was terminated.

Her insurer alleges Bosetti's claims of continued disability involve "subjective" symptoms that couldn't be verified by objective medical evidence.